TLC Insurance in New York City

TLC Insurance is a type of insurance that is required by the New York City Taxi and Limousine Commission (TLC). TLC Insurance is required if you are planning on picking up fare paying passengers anywhere in the five boroughs of New York City ( The Bronx, Brooklyn, Manhattan, Queens, and Staten Island).

This means that all rideshare drivers, including Uber, Lyft, or Via need to have TLC Insurance.

TLC Insurance is designed to protect you, your passengers and other drivers by providing protection in the case of an unexpected accident.

In addition to being mandatory TLC insurance protects you. TLC Insurance covers you in three main ways. Property Damage, meaning you would not have to pay for anything in the case of damage to property, your passengers, or other vehicles. Personal Injury protection, meaning if you are in an accident your passengers and other motorists, will have your expenses covered. Lastly Uninsured Motorist Coverage, which protects you in the case of an accident with an uninsured driver.

If you are a rideshare driver or taxi driver in New York City, TLC Insurance is a necessity

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How can I get TLC Insurance?

Traditionally in order to get TLC Insurance in New York City you would have to drive to a brokerage, making it harder to compare prices and much more of a hassle. There is now an App called TLC Snap that allows you to get TLC Insurance without going to a physical broker.

You can watch this video on how to get TLC Insurance through TLC Snap anywhere in New York City.

There are a variety of different companies that sell TLC Insurance. The quote that you receive from each company gives you for TLC Insurance may vary. The App TLC Snap is the fastest and easiest way to get a TLC Insurance quote. TLC Snap allows you to compare prices from different TLC Insurance companies, including American Transit Insurance Company and works in any of the five boroughs of New York City (The Bronx, Brooklyn, Manhattan, Queens, and Staten Island).

TLC Snap also allows you to easily make your Insurance payments directly from your phone using a variety of payment methods.

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